Things To Avoid After You Apply for a Mortgage

Some Highlights
- Once a lender has reviewed your finances as part of the homebuying process, you want to be as consistent as possible. Don’t make any big changes that could affect your mortgage application.
- Here are a few tips. Don’t change bank accounts or apply for new credit. And this one may surprise you, don’t buy appliances or furniture for your next home yet either.
- The best tip of all? Before you do anything financial in nature, talk to your lender first.
Recent Posts

Mortgage Rates Stay Put as Markets Weigh Fed Signals and Geopolitical Tensions

The 2026 Home Buying Season’s Fork in the Road (June 2026 Forecast)

Nearly 3 in 4 rental listings are considered affordable, the highest for May in years (May Rent Report)

June FOMC meeting: Fed Pauses, but Rate Hikes Are Back on the Table

Starter Homes That Cost $1M Have Spread to More Than Half of States

Black-White Mortgage Denial Gaps are Widest Where Applicants are Most Financially Stretched

Austin Holds the Crown for New Grads in 2026

Zillow: CPI Shelter Forecast, May 2026

May 2026 Jobs Report: A Turn in the Headline Number — But Is It a Turn in the Story?

Where Buying Pays Off Sooner — and Where Today’s Prices Make It Harder

Whether you're trying to buy your dream home or selling your current one, LPT Realty's number one priority is to help find you the best deal possible while providing exceptional customer service. LPT Realty agents are armed with best in class technology and marketing tools to help you make informed decisions about buying or selling your home, and are there for you every step of the way.

